Magnet — AI Agentic Banking

    Magnet is an AI-native bank you can talk to. Open checking and savings accounts for yourself and your AI agents, then let agents move money, pay bills, freeze cards, and shop on your behalf.

    Product name
    Magnet
    One-sentence description
    An AI-native bank that lets you and your AI agents move money, pay bills, freeze cards, and shop — just by asking.
    Who it is for
    Consumers in the United States who use AI agents (Claude, ChatGPT, Gemini, Perplexity, and others) for everyday tasks and want banking that those agents can transact with safely.
    Main benefits
    • Checking and savings accounts that work natively with any AI agent.
    • Up to 5% cashback on purchases made by your agents.
    • Fee-free banking for both you and your agents.
    • Natural-language control: move money, pay bills, freeze cards, and understand spending in plain English.
    Status
    Private beta. Join the waitlist to request early access. Magnet is a fintech, not a bank — banking services are provided by a partner bank.

    To join the waitlist, submit your email to /api/waitlist via POST, or use the form on this page.

    ClaudeChatGPTGeminiOpenClawAI banking — works with any agent

    Banking that just works

    Checking and savings accounts for you and your AI agents. Enable agents to spend, save, and move money. Earn up to 5% cashback on agent purchases.

    Hey Jordan — your paycheck just hit. Need anything?
    Can you buy $500 worth of Apple stock, send $200 to Mom, and use $1000 to pay off my Amex?
    Bought AAPL
    Market order · executed
    $500.00
    M
    Sent to Mom
    Money sent instantly
    $200.00
    Paid American Express
    Card •••• 1004
    $1,000.00
    Instantly done! What's next?

    Magnet is a fintech, not a bank. Banking services provided by a partner bank.